90piso Privacy Policy

1. Introduction

This Privacy Policy ("Policy") is issued by 90piso ("90piso," "we," "us," or "our") and governs the collection, use, storage, and disclosure of personal data in connection with your use of the 90piso online gaming platform accessible at https://90piso.club and any associated services (collectively, the "Platform").

90piso operates under PAGCOR regulation and is committed to protecting the privacy and personal data of all Filipino players in accordance with Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 ("DPA"), and its Implementing Rules and Regulations, as administered by the National Privacy Commission ("NPC") of the Philippines.

2. Data Controller

90piso is the data controller responsible for the personal data collected through the Platform. As data controller, 90piso determines the purposes and means by which your personal data is processed. Our designated Data Protection Officer ("DPO") is responsible for overseeing data privacy compliance and can be contacted via the details provided in Section 13 of this Policy.

3. Personal Data We Collect

3.1 Data You Provide Directly

When you register and use the 90piso Platform, you provide us with personal data including but not limited to:

• Full legal name, date of birth, and gender;
• Philippine residential address;
• Registered mobile number (Philippine network);
• Email address;
• Government-issued identification documents (for age and identity verification, as required by PAGCOR and anti-money laundering regulations);
• Payment method details, including GCash or Maya account numbers, bank account details (BPI, BDO, UnionBank, Metrobank), and wallet addresses for cryptocurrency transactions.

3.2 Data Collected Automatically

When you access and use the 90piso Platform, certain technical data is collected automatically, including:

• IP address and approximate geographic location;
• Device type, operating system, and browser information;
• Login timestamps and session duration data;
• Game play history, wagering activity, and transaction records;
• Cookies and similar tracking technology data, as described in Section 9.

3.3 Data from Third Parties

90piso may receive personal data about you from third-party service providers, including identity verification agencies, payment processors, fraud detection services, and PAGCOR itself, as required for regulatory compliance and platform integrity purposes.

4. How We Use Your Personal Data

90piso processes your personal data for the following purposes:

• Account Management: To create, maintain, verify, and manage your 90piso player account;
• Age and Identity Verification: To confirm that you are 21 years of age or older and to verify your identity, as required by PAGCOR and Philippine law;
• Payment Processing: To process your deposits and withdrawal requests via GCash, Maya, bank transfers, and other supported payment methods;
• Regulatory Compliance: To fulfil 90piso's obligations under PAGCOR licensing conditions, the Anti-Money Laundering Act (AMLA), and the DPA;
• Platform Security and Fraud Prevention: To detect and prevent fraudulent activity, account abuse, money laundering, and other prohibited conduct;
• Customer Support: To respond to your inquiries, complaints, and support requests;
• Responsible Gaming: To monitor gaming patterns and apply responsible gaming tools, including self-exclusion, deposit limits, and session reminders, in accordance with our Responsible Gaming Policy;
• Platform Improvement: To analyze Platform usage and improve the quality of services offered to Filipino players;
• Marketing (where consented): To send you promotional communications about 90piso offers, bonuses, and new games, where you have expressly consented to receive such communications. You may withdraw this consent at any time.

5. Legal Basis for Processing

90piso processes your personal data on the following legal grounds as recognized under the Data Privacy Act of 2012:

• Contractual Necessity: Processing is necessary to perform our contractual obligations to you as a registered 90piso player;
• Legal Obligation: Processing is required to comply with PAGCOR licensing requirements, AMLA obligations, and other applicable Philippine laws;
• Legitimate Interests: Processing is in 90piso's legitimate interests (e.g., fraud prevention, platform security, responsible gaming monitoring), provided these interests are not overridden by your data protection rights;
• Consent: Where processing is based on consent (e.g., marketing communications), you may withdraw that consent at any time without affecting the lawfulness of prior processing.

6. Sharing Your Personal Data

90piso does not sell, rent, or trade your personal data. We may share your data with the following categories of recipients, strictly for the purposes described in Section 4:

• PAGCOR and Regulatory Authorities: As required by our operating license and applicable Philippine law;
• Payment Service Providers: Including GCash (Mynt), Maya (PayMaya Philippines), BPI, BDO, UnionBank, Metrobank, and other processors to facilitate transactions;
• Identity and Age Verification Providers: Third-party services engaged to verify the identity and age of registered players;
• Game Content Providers: Licensed game providers (e.g., JILI, Pragmatic Play, Evolution Gaming) may receive limited technical identifiers to facilitate gameplay;
• Fraud Prevention and Security Services: Third-party service providers engaged for platform integrity and anti-fraud purposes;
• Legal and Law Enforcement Authorities: Where required by court order, subpoena, or applicable Philippine law.

All third-party service providers engaged by 90piso are contractually required to handle your personal data in a manner consistent with this Policy and the DPA.

7. Data Retention

90piso retains your personal data for as long as necessary to fulfil the purposes for which it was collected, and as required by applicable Philippine law. Specifically:

• Account data is retained for the duration of your active 90piso account and for a minimum of five (5) years following account closure, as required by PAGCOR and AMLA;
• Transaction records are retained for a minimum of five (5) years in accordance with Philippine anti-money laundering legislation;
• Customer support communications are retained for up to three (3) years from the date of the relevant interaction;
• Marketing consent records are retained for as long as necessary to demonstrate compliance with consent requirements.

8. Security Measures

90piso implements a comprehensive set of technical and organizational security measures designed to protect your personal data against unauthorized access, disclosure, alteration, or destruction. These measures include:

• 256-bit SSL/TLS encryption for all data transmitted between your device and the 90piso Platform;
• Encrypted storage of sensitive personal data and payment information;
• Role-based access controls limiting employee access to personal data on a strict need-to-know basis;
• Regular vulnerability assessments and security audits of Platform infrastructure;
• Multi-factor authentication options for player accounts;
• Real-time fraud detection and anomaly monitoring systems.

While 90piso takes all reasonable precautions, no online platform can guarantee absolute security. In the event of a data breach that poses a risk to your rights and freedoms, 90piso will notify affected players and the National Privacy Commission (NPC) in accordance with the DPA's mandatory breach notification requirements.

9. Cookies & Tracking Technologies

The 90piso Platform uses cookies and similar technologies to enhance your experience and ensure the Platform functions correctly. We use the following categories of cookies:

• Essential Cookies: Required for the Platform to function. These include session authentication cookies, security tokens, and load-balancing cookies. These cannot be disabled without impacting Platform functionality;
• Performance & Analytics Cookies: Used to understand how players navigate the Platform so we can improve the user experience. Data collected is aggregated and anonymized;
• Functionality Cookies: Remember your preferences such as language settings and display options.

You may manage or disable non-essential cookies through your browser settings at any time. Note that disabling certain cookies may affect your ability to use some Platform features.

10. Your Data Rights

Under the Data Privacy Act of 2012, you have the following rights in relation to your personal data held by 90piso:

• Right to Be Informed: The right to know how your personal data is collected and processed, as described in this Policy;
• Right of Access: The right to request a copy of the personal data we hold about you;
• Right to Rectification: The right to request correction of inaccurate or incomplete personal data;
• Right to Erasure: The right to request deletion of your personal data, subject to overriding legal retention obligations;
• Right to Object: The right to object to certain types of processing, including direct marketing;
• Right to Data Portability: The right to receive your personal data in a structured, commonly used format;
• Right to Lodge a Complaint: The right to file a complaint with the National Privacy Commission (NPC) if you believe your data rights have been violated.

To exercise any of these rights, please contact 90piso's Data Protection Officer using the contact details provided in Section 13. We will respond to all requests within thirty (30) days, as required by the DPA.

11. Children's Privacy

12. Changes to This Privacy Policy

90piso reserves the right to update this Privacy Policy at any time to reflect changes in our data practices, regulatory requirements, or Platform services. Where material changes are made, we will provide reasonable notice via the Platform, your registered email address, or your registered mobile number prior to the changes taking effect. The "Last Updated" date at the top of this Policy will reflect the most recent revision. We encourage you to review this Policy periodically. Your continued use of the 90piso Platform following any update constitutes your acceptance of the revised Policy.

13. Contact & Data Protection Officer

For any privacy-related questions, requests to exercise your data rights, or concerns regarding 90piso's data practices, please contact our Data Protection Officer:

90piso is committed to resolving all privacy concerns promptly and transparently. If you are not satisfied with our response, you have the right to escalate your concern directly to the National Privacy Commission in accordance with the procedures established under the Data Privacy Act of 2012.